Credit Repair

Credit repair (also called credit restoration or credit correction) is the process of disputing mistakes in your report. Between your creditors and the credit bureaus, errors can occur in reporting. This is the financial process of disputing those mistakes. If the information cannot be verified it must be removed.

credit repair is 100% legal For Everyone

The Fair Credit Reporting Act, which was passed by congress to prevent credit bureaus from intruding into people’ personal lives. Based on that Act, you have the right to dispute any inaccurate, obsolete, or unverifiable items on a credit report

Free Credit Analysis

In the analysis of your credit we will identify the negative elements that exist and at the same time create your plan to strengthen your credit.

Remove Negative Items

Using our credit tool we can help you eliminate negative elements such as Auto Repos, collections, Foreclosures, Late Payments, Medical Bills, Evictions, Bankruptcies, ect...

Benefits of Good Credit

Having good credit is having access to money. Good credit is necessary to rent, buy house, obtain a loan, and facilitate wealth building for yourself and your family.

Top Credit Repair Frequently Asked Questions

Are credit reports and credit scores the same thing?

No, your credit score is just one piece of your credit report. Your credit report also includes identifying information, trade lines, credit history, credit inquiries, public records, collections and other late payment information


What impacts my credit score?

There are five main factors to your credit score–payment history, credit usage, credit age, credit mix and recent credit. Your payment history is the biggest contributor on the list, and can be directly affected by credit repair.


Is credit repair legal in all 50 states?

Federal law requires that any consumer has the right to dispute mistakes that may appear in their credit report. That means credit repair, itself, is 100% legal no matter where you live. You are also allowed to retain a third party to represent you and make disputes on your behalf. Credit repair is illegal if the company you hire to correct your credit does not have a licensed attorney. They would not have the authority to make disputes for you.


How can I improve my credit?

There are five main contributors to your credit score–payment history, amount of debt, length of credit history, credit mix and new credit. Managing your credit wisely by paying your bills on time, paying debt down and maintaining your current accounts could improve your score.


How long does credit repair take?

The timeline for correction depends on the number of mistakes you need to dispute. Credit bureaus have 30 days from the date they received your dispute to verify the information. In some cases, they may request follow up information which means the process may take longer, depending on how quickly you respond.